Pre-planning or pre-arranging a funeral or cremation is usually done for two main reasons:
To help your survivors.
The task of planning a funeral may fall to survivors who have little or no warning and may be unprepared to plan a funeral.
Discussing your wishes with family is essential as it affects them most directly.
Funerals are for the living. Leave your requests flexible to allow your survivors to plan a funeral that best meets their emotional needs.
There are no shortcuts to grief. A meaningful, personalized funeral or memorial service will be an important occasion for the family to share memories and begin the grief process.
To pre-fund your funeral.
Avoids financial expense to family members at time of the funeral.
A pre-funded funeral plan may be exempt from Medical Assistance asset limitations. Many options are available.
The most common and secure plan is an Irrevocable Insurance Policy
Funerals can be partially or fully pre-funded through life insurance or funeral trusts.
Each person’s situation is individual and unique. To determine what options best suit your needs, call us in Mora at: 1-320-679-1933 or in Braham at: 320-396-2121, and make an appointment to discuss pre-arrangement.
Katy Hamilton, Licensed Funeral Director, MN Insurance Agent, works with families with pre-planning and pre-funding their funeral or cremation service. She has helped many families through the pre-planning and funeral process.
Helpful hint: Before you come in for an appointment to make pre-arrangements, make a list of your questions and concerns. We will go over your questions with you and make sure that each question is answered satisfactorily.